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Marcus by Goldman Sachs® is a brand of Goldman Sachs Bank USA and all loans are issued by Goldman Sachs Bank USA, Salt Lake City Branch.Applications are subject to additional terms and conditions.Disclaimer The Annual Percentage Rate (APR) is the cost of credit as a yearly rate and ranges from 5.99%-29.99%, which may include an origination fee from 0.99%–5.99% that is deducted from loan proceeds.Any origination fee on a loan term 4-years or longer will be at least 4.99%.To do this, many or all of the products featured here are from our partners. To obtain a loan, you must complete an application on Light which may affect your credit score. SUNTRUST, LIGHTSTREAM and the Light Stream logo are trademarks of Sun Trust Banks, Inc.You may be required to verify income, identity and other stated application information. All other trademarks are the property of their respective owners. Disclaimer Fixed rates from 5.990% APR to 16.790% APR (with Auto Pay). If approved for a loan, to qualify for the lowest rate, you must have a responsible financial history and meet other conditions.Disclaimer For example, a three-year ,000 loan with a Prosper Rating of AA would have an interest rate of 5.31% and a 2.41% origination fee for an annual percentage rate (APR) of 6.95% APR.You would receive ,759 and make 36 scheduled monthly payments of 1.10.

However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull.Your verifiable income must support your ability to repay your loan.Upon loan funding, the timing of available funds may vary depending upon your bank's policies.Rates will vary based on many factors, such as your creditworthiness (for example, credit score and credit history) and the length of your loan (for example, rates for 36 month loans are generally lower than rates for 72 month loans).Your maximum loan amount may vary depending on your loan purpose, income and creditworthiness.

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  1. I wanted to use this as a platform for an upgrade project (better pups, better hardware...perhaps a re-fret), however I dont want to \"polish a turd\" as they say.